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How Long Does it Take to File an 18 Wheeler Claim? If someone is injured in a crash with an 18 wheeler, it can take longer to resolve than a typical car crash claim. This is due to the fact that truck accidents typically cause severe injuries. There are many variables that influence the time it takes to come to an agreement. Here are some of the most important considerations. Insurance claims As with all vehicles that is on the road, 18 wheeler trucks must have a minimum level of insurance. This is because collisions involving large trucks are more likely to result in serious injuries and property damage compared to a typical car crash. These accidents can cause death and devastating injuries. This is why it is essential that victims of these accidents make a claim for the compensation they deserve. While 18 wheeler insurance is a must but it isn't always easy to find policies that will meet all your requirements. You may need to purchase additional insurance depending on the type and quantity of cargo that your trucks carry. Hazmat transporters, for instance, may require liability insurance that ranges from $5 million to $5 million. Other policies you may need include towing insurance, trailer interchange insurance and cargo insurance. In addition to this an experienced lawyer can help you determine what kinds of insurance your company requires. They can help you negotiate with insurance companies to ensure that your claim is resolved. In some instances, insurance companies might try to decrease their liability by claiming negligence of a comparative nature. This can significantly diminish the value of your claim. A lawyer can help disprove these claims and get the most compensation you deserve. A knowledgeable lawyer will ensure that you receive the cash required to recover regardless of the manner in which you were injured in the accident. Settlements In many cases, the victim of a truck collision will receive a settlement offer prior to filing a lawsuit. The insurance company of the trucking company or legal team will offer this offer, which will usually be much less than what the victim deserves. The offer should not be accepted without consulting an attorney for personal injuries. The amount of a settlement will depend on a variety of factors that include the extent of injuries, property damage, and medical expenses. The non-economic costs can also be considered, particularly in the event that you were emotionally or physically traumatized by the accident. These damages are difficult to quantify and require an expert analysis. The amount of compensation you receive is also influenced by decision on liability. If you can prove the party responsible was in violation of traffic laws, behaved negligently, or caused the wreck through some other act of wrongdoing, they'll be responsible for paying your damages. However, there are other legal defenses that can restrict their liability, like comparative fault or contributory negligence. The owner of the trucking company may also be held responsible for the accident. This could happen when a driver drove the truck in a hazardous condition, or if a company failed to maintain the vehicle. The shipping and loading firm could also be held responsible if the cargo had been improperly loaded, or a part was not in good condition. Filing a lawsuit You could be required to file a lawsuit if the insurance company did not offer a fair settlement. This could delay the time to reach a decision and could result in an increase in damages. Whether you choose to settle or go to trial, a skilled truck accident attorney is your best option. You require someone to guard your rights because insurance companies will attempt to undervalue your claim. A Lafayette truck accident lawyer can review the accident, determine the value of your injuries, and ensure that you receive the maximum compensation for your injuries. In the majority of 18-wheeler accidents, there are multiple parties liable. If the driver of the truck was driving under the influence of alcohol or violated the hours of service regulations then his employer may be held responsible. In addition, the maker of a part for a vehicle or repair shop could be held accountable for a malfunctioning part that caused the accident. Moreover, cargo-loading or shipping companies may be held responsible for accidents involving their trucks. This is due to the fact that these trucks have to be loaded and shipped in a secure manner to prevent them from falling over or jackknifing. This means that these companies must adhere to strict safety regulations. The law also permits you to seek compensation for non-economic damages, such as pain and suffering. Trial The majority of truck accidents are settled through negotiations with the insurance company. A fair settlement should include all medical expenses as well as treatment costs and other losses you have and will incur. Your lawyer can also assist you in determining what your future damages could be, as well as whether punitive damages could be appropriate. The amount of time needed to get a full and final settlement could depend on many factors, and an experienced lawyer can help you through the process. The biggest factor is the extent of your injuries, which will determine how much compensation you are entitled to. Some injuries might be asymptomatic for a few weeks or even months, whereas others can have a permanent or lasting impact on your life. It may also take time to determine the cause of the accident, since it is not always immediately obvious in 18 wheeler collisions. This is because there can be multiple parties responsible such as the driver of the truck and the company who employs them. In some cases there may be mechanical issues that cause a crash. In this situation it might be necessary to hold the repair shop or manufacturer accountable for damages. There are a variety of factors that can impact the amount of a settlement in an 18 wheeler collision However, in general these accidents usually result in larger settlements than those which involve cars. 18 wheeler accident lawsuit lubbock is due to the nature of injuries and the damages caused by these accidents, which can often be catastrophic.